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Investment growth

See how your savings might grow at three different average returns, after fees, and what that would buy in today's dollars.

Compare three average yearly returns (before fees)
At 4%
$369,441
At 6%
$478,645
At 8%
$619,416
$0$155K$310K$465K$619K03691215Years from now
4% a year6% a year8% a year

You would put in $340,000 in total. Amounts are shown in today's dollars, so they reflect what the money could buy now. The gap between the cautious and hopeful lines is the honest range: real markets rarely deliver a smooth average, and a plan that only works at the hopeful rate is fragile.

Illustration only, not a forecast or investment advice. Assumes monthly compounding, deposits at the end of each month, and fees taken from returns. Taxes are not included. Nothing you enter here is saved.

Your numbers, working together

Each calculator answers one question. A Retirement Checkup puts them together for your household: savings, Social Security, your home, taxes, health costs and family, including what happens if one of you lives much longer than the other. Keep the numbers you found here; they make the questionnaire quicker and the results more accurate.

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